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	<title>How to Pay Debts</title>
	<atom:link href="http://www.howtopaydebt.info/feed" rel="self" type="application/rss+xml" />
	<link>http://www.howtopaydebt.info</link>
	<description>Get Personalized Solutions To Help Eliminate &#38; Manage Your Debt!</description>
	<lastBuildDate>Sat, 12 May 2012 03:24:16 +0000</lastBuildDate>
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			<item>
		<title>Do employers do credit checks and what do they look for?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/do-employers-do-credit-checks-and-what-do-they-look-for</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/do-employers-do-credit-checks-and-what-do-they-look-for#comments</comments>
		<pubDate>Sat, 12 May 2012 03:24:16 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/do-employers-do-credit-checks-and-what-do-they-look-for</guid>
		<description><![CDATA[
Im in the mortgage industry and Im a loan officer. Ive recently been referred to a subprime lender owned by HSBC for an account executive position. However, I have had a chapter 7 bankruptcy over two years ago and a recent voluntary repo on a vehicle. Once the person who referred me found out about [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Cards for People With Bad Credit: The Visa Granite Card</title>
		<link>http://www.howtopaydebt.info/debt-consolidation-news/credit-cards-for-people-with-bad-credit-the-visa-granite-card</link>
		<comments>http://www.howtopaydebt.info/debt-consolidation-news/credit-cards-for-people-with-bad-credit-the-visa-granite-card#comments</comments>
		<pubDate>Fri, 11 May 2012 23:01:23 +0000</pubDate>
		<dc:creator>Erin R</dc:creator>
				<category><![CDATA[Debt Consolidation News]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Granite Card]]></category>
		<category><![CDATA[Visa Granite]]></category>
		<category><![CDATA[Visa Granite Card]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/debt-consolidation-news/credit-cards-for-people-with-bad-credit-the-visa-granite-card</guid>
		<description><![CDATA[    
 Credit Cards for People With Bad Credit: The Visa Granite Card &#8211; Charly Genio    Do you have a poor credit rating but still need a credit card to pay for online services or want to improve your credit rating? Try the Visa Granite Card.
Living with bad credit [...]]]></description>
		<wfw:commentRss>http://www.howtopaydebt.info/debt-consolidation-news/credit-cards-for-people-with-bad-credit-the-visa-granite-card/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Need advice on Credit problems…how can I pay if I can’t get a job?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/need-advice-on-credit-problems%e2%80%a6how-can-i-pay-if-i-can%e2%80%99t-get-a-job</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/need-advice-on-credit-problems%e2%80%a6how-can-i-pay-if-i-can%e2%80%99t-get-a-job#comments</comments>
		<pubDate>Tue, 08 May 2012 01:18:20 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Pay]]></category>
		<category><![CDATA[Problems…how Pay]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/need-advice-on-credit-problems%e2%80%a6how-can-i-pay-if-i-can%e2%80%99t-get-a-job</guid>
		<description><![CDATA[
So obviously the Duh answer is Pay your bills. I have about $ 3,000 in defaulted credit history that I need to pay off, and the problem is that Im living paycheck to paycheck. I can barely afford to feed myself, let alone pay off old bills. Ive been going to school to get an [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Three Credit Cards With an APR of Less Than 10%</title>
		<link>http://www.howtopaydebt.info/debt-consolidation-news/three-credit-cards-with-an-apr-of-less-than-10</link>
		<comments>http://www.howtopaydebt.info/debt-consolidation-news/three-credit-cards-with-an-apr-of-less-than-10#comments</comments>
		<pubDate>Fri, 04 May 2012 20:51:37 +0000</pubDate>
		<dc:creator>Erin R</dc:creator>
				<category><![CDATA[Debt Consolidation News]]></category>
		<category><![CDATA[Apr]]></category>
		<category><![CDATA[Credit Cards]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/debt-consolidation-news/three-credit-cards-with-an-apr-of-less-than-10</guid>
		<description><![CDATA[    
 Visa Credit Card &#8211; Lotus Head    Looking to cut back your monthly costs, choosing a credit card with a low interest may be a good start. Here are 3 credit cards with an APR lower than 10%.
We all know that money spent on credit card interest charges [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Anyone know anything about loans and credit reporting?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/qa-anyone-know-anything-about-loans-and-credit-reporting</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/qa-anyone-know-anything-about-loans-and-credit-reporting#comments</comments>
		<pubDate>Fri, 13 Apr 2012 22:13:32 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Loans Credit]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/qa-anyone-know-anything-about-loans-and-credit-reporting</guid>
		<description><![CDATA[
I have 4 student loans through AES. They were in default but I just got them put into deferment. Does anyone know how long it will take for that to reflect on my credit. Also, does anyone know if the change will have any impact on my credit score? I need to apply for a [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What does it mean when I don’t care what my credit scores are?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/what-does-it-mean-when-i-don%e2%80%99t-care-what-my-credit-scores-are</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/what-does-it-mean-when-i-don%e2%80%99t-care-what-my-credit-scores-are#comments</comments>
		<pubDate>Mon, 09 Apr 2012 07:44:48 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Scores]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/what-does-it-mean-when-i-don%e2%80%99t-care-what-my-credit-scores-are</guid>
		<description><![CDATA[
 
Im not bragging or anything but my credit score was 768 ( not great but good) according to Trans-Union. ( Got it free thanks to class action lawsuit against them-6 months free to their site!).
But personally I have had no interest in my credit report for the past 10 years or so. 
What does [...]]]></description>
		<wfw:commentRss>http://www.howtopaydebt.info/credit-repair-tips/what-does-it-mean-when-i-don%e2%80%99t-care-what-my-credit-scores-are/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Are The Demands Needed To Get A Cash Advance Loan?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/what-are-the-demands-needed-to-get-a-cash-advance-loan</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/what-are-the-demands-needed-to-get-a-cash-advance-loan#comments</comments>
		<pubDate>Wed, 04 Apr 2012 00:52:23 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Advance Loan]]></category>
		<category><![CDATA[Cash Advance]]></category>
		<category><![CDATA[Cash Advance Loan]]></category>
		<category><![CDATA[Loan]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/what-are-the-demands-needed-to-get-a-cash-advance-loan</guid>
		<description><![CDATA[
You have previously looked into acquiring a cash advance loan, but what are the real requirements that you require in order to secure that loan?
In this little article, that is what we are hoping to help you with. We’ve been through the tough yards of applying for our initial loans and cash advance loans that [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Guide To Singapore Workplace Handle</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/a-guide-to-singapore-workplace-handle</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/a-guide-to-singapore-workplace-handle#comments</comments>
		<pubDate>Tue, 27 Mar 2012 23:49:19 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Singapore Workplace]]></category>
		<category><![CDATA[Workplace]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/a-guide-to-singapore-workplace-handle</guid>
		<description><![CDATA[
However, just before you deal with a specific Singapore workplace deal with it would be best for you to get acquainted with the kind of Singapore Companies Act (SCA). Most of the Singapore companies are being rules by Singapore Companies Act. However, there are prospects that the business can also fall within the regulation primarily [...]]]></description>
		<wfw:commentRss>http://www.howtopaydebt.info/credit-repair-tips/a-guide-to-singapore-workplace-handle/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Surplus Of New Built Property Because The Market Slowed Put Many Developers Into Difficulty With Banks Taking Ownership Of Significant Amounts Of Property And Now Aiming To Offload This Distressed Property.</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/a-surplus-of-new-built-property-because-the-market-slowed-put-many-developers-into-difficulty-with-banks-taking-ownership-of-significant-amounts-of-property-and-now-aiming-to-offload-this-distressed-p</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/a-surplus-of-new-built-property-because-the-market-slowed-put-many-developers-into-difficulty-with-banks-taking-ownership-of-significant-amounts-of-property-and-now-aiming-to-offload-this-distressed-p#comments</comments>
		<pubDate>Mon, 19 Mar 2012 15:36:11 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Distressed Property]]></category>
		<category><![CDATA[Property]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/a-surplus-of-new-built-property-because-the-market-slowed-put-many-developers-into-difficulty-with-banks-taking-ownership-of-significant-amounts-of-property-and-now-aiming-to-offload-this-distressed-p</guid>
		<description><![CDATA[
Spanish property experts E-mergingpropertygroup.com, today released a statement on the growing market activity of buyers in Spain’s Costa del Sol picking up distressed property. Marbella, in line with the company’s distressed property expert, David Woodland, is within particular proving a magnet for the financially solvent looking to get a bargain.
“With Spanish banks aiming to offload [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tricks To Aide You To Receive A Good Credit Card Deal</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-credit-card-deal</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-credit-card-deal#comments</comments>
		<pubDate>Tue, 13 Mar 2012 14:54:28 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-credit-card-deal</guid>
		<description><![CDATA[
Personal Finance Can Prove To Be Useful
Not knowing how to handle your personal budget is a dreadful scenario to be in. Individual financial knowledge are super easy to develop. You do not need thorough courses or intensive tutelage to discover how to handle your money better. This post will provide you with some straightforward tips [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tricks To Aide You To Receive A Good Loan</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-loan</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-loan#comments</comments>
		<pubDate>Wed, 07 Mar 2012 16:39:19 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Good]]></category>
		<category><![CDATA[Good Loan]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/tricks-to-aide-you-to-receive-a-good-loan</guid>
		<description><![CDATA[
Beyond: Matching Spending To Earnings
Well, youve decided to better your personal economic circumstance. That is very good. Though there is a lot of information on the market, dont be concerned because useful private financial recommendations are on this page! Listed here are some suggestions that will help you get going and well organized to help [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Things To Be Careful About In Utilizing A Credit Card For College Students</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/things-to-be-careful-about-in-utilizing-a-credit-card-for-college-students</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/things-to-be-careful-about-in-utilizing-a-credit-card-for-college-students#comments</comments>
		<pubDate>Wed, 29 Feb 2012 18:12:24 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Card]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/things-to-be-careful-about-in-utilizing-a-credit-card-for-college-students</guid>
		<description><![CDATA[
Maybe you have learned this, with the beginning of your credit profile, you now have a possibility to commence on building up a solid credit score. Over time, it is an essential factor that banks or financial institutions use to analyze your applications for auto loans and home mortgages. You can not get anywhere in [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Work with a Collection Agency</title>
		<link>http://www.howtopaydebt.info/debt-consolidation-news/how-to-work-with-a-collection-agency</link>
		<comments>http://www.howtopaydebt.info/debt-consolidation-news/how-to-work-with-a-collection-agency#comments</comments>
		<pubDate>Thu, 23 Feb 2012 05:54:07 +0000</pubDate>
		<dc:creator>Erin R</dc:creator>
				<category><![CDATA[Debt Consolidation News]]></category>
		<category><![CDATA[Agency]]></category>
		<category><![CDATA[Collection Agency]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/debt-consolidation-news/how-to-work-with-a-collection-agency</guid>
		<description><![CDATA[


  Being contacted by a collection agency is generally bad news. Knowing how to deal with the situation will save you a lot of misery.
Rules governing how a collection agency operates vary from country to country, state to state and province to province. However, using common sense, not losing your temper, and meeting the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q&amp;A: Does a bad credit background hurt your chances for getting hired at New York Life?</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/qa-does-a-bad-credit-background-hurt-your-chances-for-getting-hired-at-new-york-life</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/qa-does-a-bad-credit-background-hurt-your-chances-for-getting-hired-at-new-york-life#comments</comments>
		<pubDate>Fri, 17 Feb 2012 15:28:38 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Background]]></category>
		<category><![CDATA[Credit Background]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/qa-does-a-bad-credit-background-hurt-your-chances-for-getting-hired-at-new-york-life</guid>
		<description><![CDATA[
 
I just had my first interview with NYL and have to go back in a week for my second interview and I received a packet with information about the company and in the packet there is a background check page and I don’t have a criminal background but I do have some credit problems [...]]]></description>
		<wfw:commentRss>http://www.howtopaydebt.info/credit-repair-tips/qa-does-a-bad-credit-background-hurt-your-chances-for-getting-hired-at-new-york-life/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Myths and Understanding What Makes a Good Credit Score</title>
		<link>http://www.howtopaydebt.info/debt-consolidation-news/credit-myths-and-understanding-what-makes-a-good-credit-score</link>
		<comments>http://www.howtopaydebt.info/debt-consolidation-news/credit-myths-and-understanding-what-makes-a-good-credit-score#comments</comments>
		<pubDate>Fri, 10 Feb 2012 19:36:45 +0000</pubDate>
		<dc:creator>Erin R</dc:creator>
				<category><![CDATA[Debt Consolidation News]]></category>
		<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Good Credit]]></category>
		<category><![CDATA[Good Credit Score]]></category>
		<category><![CDATA[Score]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/debt-consolidation-news/credit-myths-and-understanding-what-makes-a-good-credit-score</guid>
		<description><![CDATA[


  What&#8217;s a good credit score? Don&#8217;t fall for the myths about credit scores. Understanding how credit works is important to getting good credit scores.
Before the year 2000, credit scores were virtually a big secret. E-Loan started experimenting with allowing customers to see their FICO score and although that didn’t last for long, consumers [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
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		<title>Short Sale Condos For Sale</title>
		<link>http://www.howtopaydebt.info/credit-repair-tips/short-sale-condos-for-sale</link>
		<comments>http://www.howtopaydebt.info/credit-repair-tips/short-sale-condos-for-sale#comments</comments>
		<pubDate>Thu, 09 Feb 2012 17:04:37 +0000</pubDate>
		<dc:creator>Bernard E</dc:creator>
				<category><![CDATA[Credit Repair Tips]]></category>
		<category><![CDATA[Sale]]></category>
		<category><![CDATA[Short Sale]]></category>

		<guid isPermaLink="false">http://www.howtopaydebt.info/credit-repair-tips/short-sale-condos-for-sale</guid>
		<description><![CDATA[
Many people are purchasing residential properties these days. The reason  low prices and interest rates. Short sales and foreclosures should take the credit for these great deals. Indeed, short sales for sale and foreclosures represent over half of all sales in some markets for the last two years.
Home buying involves a lot of thinking. [...]]]></description>
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		<slash:comments>0</slash:comments>
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